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Happy to say that my journey on the path of mutual funds is going well. I am now slowly accumulating quality mutual funds whenever my finances permit. And I am also reducing my debt successful at my wife's insistence. I will always be thankful to her for that.
It has been 26 years since I became a rationalist. I have seen many bad days in my long secular career but I came over them with the help of my immediate family ( my brother, mom, wife, father and uncle). I will always be grateful to them for what they did to me.
I faced a lot of financial troubles during the present TDP Government due to the late payments. I took many loans and suffered a lot as I had to support three families. So, I am not at all comfortable with the government.
I predict no national party is going to form the government on its own at the centre. Only the party which gets the support from the regional parties ( the YSRCP, the TRS and the DMK etc) can form the government. The exit polls may predict an ND…

Rahul needs a big upgrade




 It seems the BJP is not living up to its promises of making India great. One can not make a nation great by spreading hatred, doing party politics and neglecting some parts of the nation. It's quite clear that the BJP failed to achieve the much-touted inclusive growth.

This the right time for Congress Party and Rahul to rise to the occasion. The Congress Party can become the best alternative if it upgrades its leader Mr Gandhi. Hitherto, Rahul gave some mixed results from his leadership. Undoubtedly, he is now more willing to become the Prime Minister of India. He has broken the biggest enigma of the Gandhi family by taking over reins from his mother. 

Rahul proved the quality of his wit both in Karnataka and the by-elections. The coming state elections in Madhya Pradesh, Chhattisgarh and Rajasthan will be a litmus test for his leadership. I hope he will succeed in those too by uniting all the opposition parties. This will pave the way for UPA capturing power at the Centre in 2019. Rahul should be willing to lead a coalition government then. 

Rahul now needs to show the Indian side of his personality to the nation and the world at large. He should keep aside his Italian roots for some time. Further, he must reduce the frequency of his visits to Italy and participate in most of the parliamentary debates. He must prove himself as a leading light of United Opposition. Yes, I know marriage is a personal choice. But, I think it will do good to the party and the nation if he marries an India woman instead of going for a white flesh. He knows very well how her mother faced hardships after coming to India. All the Congress Party must stand behind Rahul for the good of the nation. 



Venugopal Bandlamudi
                         M.A., B.Ed. 

www.thinkervenu.com

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Market strategy until the next General Elections

There is some weakness apparently visible in the markets now. But, don't fear! It's quite common to find the volatility as this is an election year. And nobody knows when Modi announces the elections. 
Let's assume next General Elections are ten months away. How can we formulate our market strategy these ten months? I hope you are following at least ten stocks at a time. Always buy any of these stocks if they dive more than expected. If you are a salaried person, you can buy small amounts of stocks on every dip depending upon the availability of cash. This is the main point of our strategy. Don't sell any stock these ten months. 
You may ask me when to sell a stock. The best time to sell is after the new government takes over the reins. The market will be buoyant then. It will certainly make the northward movement. So, remember the right time to buy is during the election year. And the right time to sell is during the first two years of the new government. 
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My portfolio

1. IRB Infra


2. Sanwaria


3. TATA Motors


4. TATA Global


5. Ashok Leyland


6. Gammon infra


7. 3i Infotech


8. Karuturi Global


9. Visagar Polytex


10.Welspun india



Venugopal Bandlamudi
                         M.A., B.Ed.
www.thinkervenu.com

Beware of Brokers!

Buying a land or house is not an easy task. That's why there is a proverbial saying in Telugu " Illu katti choodu, pelli chesi choodu" ( Building a house is as difficult as arranging a marriage between two people ).  But nowadays the brokers who make matches and property deals have become high-tech.
Let's see how the real-estate brokers cheat us

1. Most of the real-estate brokers supply you with fake documents. You better not believe them at the face-value

2. Brokers always try to charge 2% or 3% commission on a deal. They usually quote the higher price for any property as they want to get more commission. They always work for sellers and for themselves.

3. They don't want you to meet the real owner of the property

4. In order to find out the real owner of the property, we should always get the EC from the concerned registrar office

5. Try to approach the real owner of the property by seeing the photo and address of the owner that are given on the EC

6. Always t…